Business Loans UK — Compare Funding from £10,000 to £5M
Check your business funding eligibility in under 60 seconds. No impact on your credit score.
Takes around 60 seconds • No impact on your credit score • No obligation
Typical Funding Range
£10,000 – £5,000,000 available depending on business profile
Fast Decisions
Eligibility decisions often within 4 hours of application
Quick Funding
Funds potentially available within 24 hours for approved cases
What are business loans?
Business loans are funding options designed to help UK companies access capital for cash flow, growth, equipment, stock, property or short-term working capital. The amount and type of finance available depends on trading history, revenue, affordability, security and lender criteria.
What is a Business Loan?
A business loan is a type of funding designed to help UK businesses access capital for growth, cash flow, or operational needs. Business loans can be used for a wide range of purposes including purchasing stock, hiring staff, managing short-term cash flow, or investing in expansion.
There are several types of business finance available, including unsecured business loans, secured loans, merchant cash advances, and invoice finance. The right option depends on your business's turnover, trading history, and funding requirements.
Most lenders will assess your business based on revenue, affordability, and overall financial position rather than just your credit score.
Types of Business Loans Available
What Can a Business Loan Be Used For?
Business loans can be used for a wide range of purposes, including:
- Managing cash flow gaps
- Purchasing stock or inventory
- Hiring new staff
- Expanding your business
- Investing in equipment or marketing
Business Loan Amounts
We help businesses access funding from £10,000 to £5 million. Select a loan amount below to explore your options:
£10,000 Business Loan
Smaller funding facilities often used for short-term working capital, equipment purchases or business improvements.
£25,000 Business Loan
A popular funding level for growing businesses needing additional capital for expansion or operational investment.
£50,000 Business Loan
Often used by businesses looking to invest in marketing, technology, staff expansion or increased working capital.
£100,000 Business Loan
Mid-sized business funding commonly used for expansion, equipment purchases or scaling operations.
£250,000 Business Loan
Larger funding facilities used for significant growth projects, property improvements or operational expansion.
£500,000 Business Loan
Substantial business finance used for major investments such as new premises, acquisitions or large expansion projects.
Loan amounts available may vary depending on your company's trading history and lender criteria.
Explore More Business Funding Options
Business loans for bad credit
Fast business loans
Unsecured business loans
Business loans with no personal guarantee
Short-term business loans
Working capital loans
Same-day business loans
Business grants
Startup business loans
Government business loans
Business loans bad credit
New business loans
Who Can Apply for a Business Loan?
Most UK businesses can apply for funding if they meet basic criteria. While requirements vary by lender, typical factors include:
- Minimum trading history of 6–12 months
- Consistent monthly revenue
- UK registered business
- Ability to afford repayments
Even if you have a low credit score, there may still be funding options available.
How the Process Works
Check your eligibility online
Quick 60-second eligibility check with no credit impact
Get matched with suitable lenders
We connect you with the right funding partners
Review your funding options
Compare offers and choose what works best
Accept an offer and receive funds
Fast funding with some lenders offering 24-72 hour turnaround
Takes around 60 seconds • No impact on your credit score • No obligation
Business Loan FAQs
Ready to Explore Business Funding?
Check your eligibility in under 60 seconds with no obligation and no impact on your credit score.
Takes 30 seconds • No obligation • No impact on your credit score
Wize Finance is a trading name of TMS Finance Limited. TMS Finance Limited is a credit broker, not a lender. Finance is subject to status and lender criteria. We work with selected lenders and finance providers and do not search the whole market.